Cooperatives FCU will collect only the personal information that 
is necessary to conduct our business. 
That means just what is necessary to provide competitive 
financial products and services — no more. 

Our credit union will protect your personal information. 
Our credit union will maintain strong security controls to ensure 
that member information in our files and computers is protected. 
Where appropriate, we will use security coding techniques to protect 
against unauthorized access to personal records, 
ensure accuracy and integrity of communications and transactions, 
and protect member confidentiality.

You will always have access to your information. 
As a member of our credit union, you will always have the 
opportunity to review your information and make necessary 
changes to ensure that our records are complete and accurate.

Our credit union will only share information when absolutely necessary. 
We will only share information to administer the products and services 
we provide, when required to do so by the government, or when we 
partner with other businesses to offer a broader array of products and services.

Our credit union will partner only with businesses that follow strict 
confidentiality requirements. The businesses we select will offer products 
designed to enhance our members' economic well-being. 
Under no circumstances will we authorize these firms to charge 
your account without your express consent, and we will not sell member 
information to telemarketing firms.

Our credit union will offer you a choice in how your information is used. 
Any member of our credit union may elect to keep his/her information from 
being shared with our business partners. We will inform you on how to 
exercise your choice, and we will take all reasonable steps to make 
sure your requests are followed. At least once a year, we will remind  
all members of their right to choose.