Regular Shares and Special Accounts *
| Amount | Rate | A.P.Y. |
| $ 50 to $ 1000 |
1.75% | 1.76% |
| $ 1001 to $ 2000 |
2.25% | 2.27% |
| $ 2001 to $ 5000 |
2.75% | 2.78% |
| $ 5001 and Over |
3.00% | 3.04% |
| Account Type | Rate | A.P.Y. |
| Share Draft | None | None |
| Christmas Club | 2.00% | 2.00% |
| Vacation Club | 2.00% | 2.00% |
| IRA | 3.75% | 3.82% |
* APY is Annual Percentage Yield. Rate paid on Regular Shares and Special Accounts on balances over $50.
| Term | A.P.R. | A.P.Y. |
| 3 Month | 2.65% | 2.68% |
| 6 Month | 4.00% | 4.06% |
| 9 Month | 3.91% | 3.97% |
| 12 Month | 4.17% | 4.24% |
| 18 Month | 4.53% | 4.61% |
| 24 Month | 4.64% | 4.72% |
| 36 Month | 4.88% | 4.97% |
| 48 Month | 5.03% | 5.12% |
Minimum balance of $1,000 required. All rates subject to change. Some early withdrawal penalties may apply.
All of our loans are open end, and have fixed annual percentage rates.
Approximate Terms: 12 months to 60 months
Age of Collateral: New or Used
Amount Financed: new to 4 years old - 90% ; 5 years plus - 80%
Rates range from 7.4% to 18.0%
Some conditions apply, please call for details.
You can calculate loan payments from CFCU's home page.
Rates range from 9.4% to 17.9% No annual fee!
Same rate for purchases and advances!
Loan Limit: $10,000
Repayments: 2% of Balance
Rates range from 11.5% to 18.0%
Loan Limit: $10,000
Repayment: $20 per $500 or portion
Rate: APR is 3.0% above instrument used to secure the loan
Total unsecured debt held at Cooperatives Federal Credit Union by any one member, can not exceed $10,000.
All loan rates are subject to change and is determined by applicant's credit history.
Please call the credit union for details.
Student Loans
Rates are based on the 91-day T-bill plus either 1.7% or 2.3%, depending on status.
Contact credit union for more details.
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